Terms of Service

Last updated: 4 August 2026

Acceptance of Terms

By accessing or using AI Mortgage Forecast (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

Nature of the Service

The Site provides educational financial content and interactive mathematical calculators relating to UK mortgages, including amortisation scheduling, Loan-to-Value tiering and Stamp Duty Land Tax estimation. All outputs are illustrative mathematical models based on the inputs you provide and general assumptions disclosed on each tool. The Site does not provide personalised financial advice, does not arrange or broker mortgage products, and is not a lender.

No Professional Advice

Nothing on the Site constitutes legal, tax, or regulated financial advice. You should not rely on any calculator output or article as the sole basis for a financial decision. Always seek independent advice from an FCA-authorised mortgage adviser, solicitor, or tax professional before entering into a credit agreement or property transaction.

Accuracy of Information

We make reasonable efforts to keep tax bands, thresholds and general figures referenced on the Site accurate and up to date, but we make no warranty as to completeness, accuracy, or currency. Tax rules and lending criteria change periodically; you are responsible for verifying any figure against the relevant official source before relying on it.

Intellectual Property

All original content, design and code on this Site is owned by AI Mortgage Forecast unless otherwise credited. You may share links to our pages and quote short excerpts with attribution; you may not reproduce substantial portions of our content elsewhere without permission.

Third-Party Advertising

This Site displays advertising served by Google AdSense, including Auto Ads. We are not responsible for the content of third-party advertisements, and their inclusion does not constitute an endorsement of any advertised product or service.

Limitation of Liability

To the fullest extent permitted by law, AI Mortgage Forecast shall not be liable for any loss or damage arising from your use of, or reliance on, any content, calculation, or tool on this Site.

Changes to These Terms

We may revise these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of England and Wales.